DISCLAIMER NO NEED TO CHANGE CARRIERS. TEL3Advantage long distance services can be used with your home phone, cell phone and with any other private touch-tone phones. Your flat domestic rate will vary depending on the plan you choose. No access fees, surcharges or any hidden fees. A valid credit card is required to acquire service. U.S. Residents only. Any and all Free Minutes Talk Time is only valid in the forty-eight (48) contiguous United States. All International Rates are subject to change without notice.Any and all Free Talk Time offer(s) are only valid with a calling plan purchase. Government mandated taxes and fees may apply. FCC mandated payphone surcharges of sixty-nine ($0.69) cents per call may apply. Calls originating from a payphone are subject to FCC mandated payphone fees.  Additional charges may apply for calls made from Alaska , Hawaii , Puerto Rico , US Virgin Islands, Guam, Saipan and Canada and other international destinations. All balances will expire in one (1) year of inactivity. Refund/Credit Policy and Cancellation Policy: This is a Pre-Paid service; accordingly, REFUNDS WILL NOT BE ISSUED. Cancellation of Service: The customer is free to cancel the service at anytime, however, a refund will not be issued. . Customers must call TEL3Advantage customer service to close their accounts. Certain restrictions may apply